Monica Hess
 

 
Monica Hess-Lexington Real Estate Feng Shui This


Monica Hess

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Lexington and Central Kentucky Property for Sale


LEXINGTON, KY

Horse Capital of the World

Because there's a little horse lover in all of us.

 

Welcome to Conners Real Estate & Auction

Are you thinking of UPGRADING to a larger home?  

Or Relocating to central Kentucky?

Now's the perfect time to find YOUR perfect home! 

 New Listings Notification 

In addition, please contact me if you have any general questions about buying or selling real estate in Kentucky.  I'll be glad to help.  I'm also a Feng Shui Master with the Feng Shui Research Center of Toronto.  I'll be glad to use my training to help you buy a new home and/or sell your current property.   I'm also certified in Business Feng Shui and would be happy to help you find the perfect site for your business.  Feng Shui is about getting your business or home working FOR you. 

NOW BLOGGING AT:

www.monicahess.com

HAPPY HUNTING!

Monica Hess, Realtor®

Feng Shui Master, FSRC

 

Conners Real Estate & Auction Company

Andy J. Conners Jr.  Principal Broker

 

 

Advanced Home Search



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Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  

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